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Environmental or Restoration Contractors

STAND ALONE AND PACKAGE PRODUCTS AVAILABLE

*Environmental work must be 50% of the insured’s receipts

ENHANCEMENTS TO PRODUCTS INCLUDE:

  • Mold coverage available for CPL and Professional Liability
  • Prior acts/nose coverage available on occurrence forms
  • First dollar defense available on CPL and Professional Liability
  • Defense costs can be in addition to or included within policy limits on CPL and Professional Liability
  • Non-owned Disposal Site Coverage
  • Non-owned and Hired Auto Coverage
  • Incidental Transportation Pollution (deductible and limits not separate from CPL)

LIMITS

  • Limits available up to $11,000,000

DEDUCTIBLES

  • Start at $0

MINIMUM PREMIUMS

  • $2,000 for monoline, package and mold programs
  • $1,000 for excess policies excluding underlying auto liability
  • $1,500 for excess policies including underlying auto liability
  • $1500 for excess policies

APPLICATION

  • Rockhill Applications (indications typically available upon receipt and review of other companies’ completed submissions)
  • Qualifications/resumes/brochures
  • If project, description of work and project receipts
  • Current financial statement

COVERAGE BASIS

Non-Admitted

Rockhill Environmental writes on Rockhill paper and is authorized to write excess and surplus lines in all states with an A- XII (Excellent) Financial Strength Rating from A.M.Best.

DISTRIBUTION

Rockhill Environmental Products are available only through a network of select licensed surplus line brokers countrywide.

EXAMPLES OF ELIGIBLE ENVIRONMENTAL CONTRACTING CLASSES*

Above Ground Storage Tank
Asbestos Abatement
Lead-Based Paint Abatement
Crime Scene Cleanup
Environmental Drilling (not oil & gas)
Environmental Emergency Response (Spill Cleanup)
Haz Mat Cleanup
HazMat Packing/Pickup
PCB-Removal/Remediation
PCB-Ballast Removal
Radon Mitigation
Soil Remediation/Bioremediation/
Petroleum/Non-Petroleum Contaminated Soil

Illegal Drug Lab Cleanup
Groundwater Remediation
Landfill Construction Contracting
Liquid Waste Remediation
Medical Waste Pickup
Mold Prevention Contracting
Mold Remediation
Mold,Fire, Water or Storm Damage Restoration Contracting
Waste Incineration
Waste Water Treatment
Water Extraction Contracting
Wetlands Contracting
Trucking-HazMat

 

*(These are just examples of the classes we will consider – please contact your underwriter for additional program eligibility.  GL only available if insured conducts 50% or greater environmental work.)

This is a brief outline only.  Some exposures will require claims made contractors pollution liability.  The minimum premium is the base for the smallest eligible risk.  Taxes and Fees are in addition to premium.  Security, minimum premiums and coverage features will vary depending on exposures and risk location.  Nose coverage and Prior Acts coverage require proof of comparable continuous claims made coverage and is subject to underwriting approval.  Some risks may be offered limited retroactive coverage or in some cases no retroactive coverage.




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