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Environmental Consultants

STAND ALONE AND PACKAGE PRODUCTS AVAILABLE

*Environmental work must be 50% of the insured’s receipts

ENHANCEMENTS TO PRODUCTS INCLUDE:

  • Mold coverage available for Professional Liability and CPL
  • Prior acts/nose coverage available on occurrence forms
  • First dollar defense available on CPL and Professional Liability
  • Defense costs can be in addition to or included within policy limits on Professional Liability and CPL
  • Non-owned Disposal Site Coverage
  • Non-owned and Hired Auto Coverage
  • Incidental Transportation Pollution

LIMITS

  • Limits available up to $11,000,000

DEDUCTIBLES

  • Start at $0

MINIMUM PREMIUMS

  • $2,000 for monoline, package and mold programs
  • $1,000 for excess policies excluding underlying auto liability
  • $1,500 for excess policies including underlying auto liability

APPLICATION

  • Rockhill Applications (indications typically available upon receipt and review of other companies’ completed submissions)
  • Qualifications/resumes/brochures
  • Current financial statement

COVERAGE BASIS

Non-Admitted

Rockhill Environmental writes on Rockhill paper and is authorized to write excess and surplus lines in all states with an A- XII (Excellent) Financial Strength Rating from A.M.Best.

DISTRIBUTION

Rockhill Environmental Products are available only through a network of select licensed surplus line brokers countrywide.

EXAMPLES OF ELIGIBLE CLASSES*

Environmental Consultants
Analytical Laboratories
Alternative Energy Consultants
Asbestos Consultants & Labs
Environmental Assessments
Environmental Engineers
Training Institutes
Wildlife Studies
Waste Brokers
Air Monitoring Firms

Environmental Laboratories
Industrial Hygiene Firms
Lead Consultants
Mold Consultants/Inspectors
Hazardous Materials Consulting
Health and Safety Consultants
UST Consulting/Testing
Radon Testing (Phase I, II, III)
Toxicologists

*(These are just examples of the classes we will consider – please contact your underwriter for additional program eligibility.  GL only available if insured conducts 50% or greater environmental professional work.)

This is a brief outline only.  Some exposures will require claims made contractors pollution liability.  The minimum premium is the base for the smallest eligible risk.  Taxes and Fees are in addition to premium.  Security, minimum premiums and coverage features will vary depending on exposures and risk location.  Nose coverage and Prior Acts coverage require proof of comparable continuous claims made coverage and is subject to underwriting approval.  Some risks may be offered limited retroactive coverage or in some cases no retroactive coverage.




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