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Professional Liability

FOR ENVIRONMENTAL AND NON-ENVIRONMENTAL CONTRACTORS

POLICY HIGHLIGHTS

  • Claims Made Form
  • First dollar defense available
  • Defense Costs can be in addition to or included in the policy limits
  • No asbestos, lead or silica exclusions
  • No force majeure exclusion
  • Punitive damages covered where allowable by law
  • Mold coverage is available (if requested) for most types of consultants
  • Incidental Transportation Pollution  available (if requested) for most types of consultants
  • Non-owned Disposal Site coverage available (if requested) for most types of consultants

STANDARD LIMITS

  • Limits: available up to $11,000,000

DEDUCTIBLES

  • Start at $0

MINIMUM PREMIUM

  • $2,000 including or excluding mold

SUBMISSION REQUIREMENTS

  • Rockhill Applications
  • Contractors and Consultants Application plus qualifications, brochures, financial statements. See the application for full details. Indications are usually available upon receipt and review of other companies’ completed submissions.

COVERAGE BASIS

Non-Admitted

Rockhill Environmental writes on Rockhill paper and is authorized to write excess and surplus lines in all states with an A- XII (Excellent) Financial Strength Rating from A.M.Best.

DISTRIBUTION

Rockhill Environmental Products are available only through a network of select licensed surplus line brokers countrywide.

TARGET CLASSES

Environmental Consultants

This is a brief outline only. Some exposures will require claims made contractors pollution liability. The minimum premium is the base for the smallest eligible risk. Taxes and Fees are in addition to premium. Security, minimum premiums and coverage features will vary depending on exposures and risk location. Nose Coverage and Prior Acts coverage require proof of comparable continuous claims made coverage and is subject to underwriting approval. Some risks may be offered limited retroactive coverage or in some cases no retroactive coverage.




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